Similarly, patient transfers between hospitals will not qualify as emergencies. Here, you will not be covered by any nib health insurance policies. However, not every situation will ultimately be emergency, even if you thought it was when you made the call.įor example, if you call an ambulance to be on the safe side, or because you're unable to transport yourself, such as in the event of a broken leg, it may not qualify as an emergency. Generally speaking, if an ambulance has its sirens on it's presumed to be an emergency situation. This also includes related services, such as Flying Doctors. However this doesn't mean you're 100% covered for all ambulance expenses.Įmergency ambulance transport specifically refers to urgent life or death type situations, whether it's riding in an ambulance as a patient or having paramedics rush to you in order to perform life-saving treatment. nib may offer Ambulance Only cover, but its website says it requires a phone call to arrange. Generally, all nib hospital and extras policies include cover for emergency ambulance services.
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